Terms of Use

Last Updated: January 2026

Welcome to https://www.sbadvisoryservices.com (“Site”), operated by SB Advisory Services (003545694-T). By accessing or using this Site, you agree to the following Terms of Use. If you do not agree with these terms, please discontinue use of the Site immediately.

1. Scope of Services

This Site provides information and consultancy services relating to personal loans, SME loans, mortgage financing, refinancing, and other financial advisory services. Loan approvals are solely subject to the assessment and discretion of the respective banks or financial institutions.

2. User Responsibilities

• You must not use this Site for unlawful, fraudulent, or unauthorized purposes.

• Information provided by you must be accurate, truthful, and complete.

• We are not responsible for any consequences arising from inaccurate, misleading, or false information submitted by users.

3. Disclaimer

• We are a consultancy/advisory firm and not a direct lender.

• Loan products, approval decisions, interest rates, and financing terms are determined solely by banks or financial institutions.

• Information on this Site is provided for general consultation purposes only.

• We disclaim liability for any loss or damages resulting from reliance on the information or content available on this Site.

‍ ‍ 4. Intellectual Property

All content on this Site, including text, graphics, images, logos, and materials, belongs to SB Advisory Services and may not be copied, reproduced, distributed, or used without prior written permission.

5. Amendments

We reserve the right to revise or update these Terms of Use at any time without prior notice. Changes will take effect immediately once published on this Site.